Free property tools

Run the numbers before they run away with you.

Three straightforward calculators for quick property decisions. Change any figure and the results update instantly.

Purchase costs

Stamp Duty calculator

Estimate residential Stamp Duty Land Tax for a purchase in England or Northern Ireland.

Property purchase price

Purchase type

Residency Add the 2% non-UK resident surcharge

The SDLT residence test is different from ordinary UK tax residence.

Estimated Stamp Duty

£15,000

How it is calculated

Taxable portion	Rate	Tax

Includes the higher rates normally payable on an additional residential property.

Investment sense-check

Compare the annual rent with the property cost, before and after your regular operating costs.

Total property cost

Use the purchase price, or include acquisition and renovation costs for a truer project yield.

Monthly rent

Annual operating costs

Gross rental yield

10.00%

Net yield before finance and tax8.75%

Annual rent£14,400

Annual income after stated costs£12,600

Average monthly income after stated costs£1,050

Costs might include management, insurance, maintenance, service charges and expected voids. This result excludes mortgage costs and tax.

Borrowing position

See how much of the property is financed, your estimated equity and the borrowing room at your chosen target LTV.

Current property value

Mortgage balance

Target LTV

Current loan-to-value

50.00%

Estimated equity£100,000

Deposit / equity share

Maximum loan at target LTV£150,000

Potential borrowing headroom£50,000

This is a numerical estimate, not an indication that a lender will offer additional borrowing.